Down Payment Assistance
Partnered down payment assistance programs available through the Federal Home Loan Bank, Atlanta Housing Authortity, and the Chenoa Fund.
FIRST-TIME HOMEBUYER
Up to $12,500
Income Eligibility Requirements Apply
Downpayment, closing cost, and principal reduction assistance for eligible homebuyers
Owner-occupied and Primary residence
HOMEBUYER EDUCATION REQUIRED
COMMUNITY PARTNER
Up to $15,000
Income Eligibility Requirements Apply
Downpayment, closing cost, and principal reduction assistance for eligible homebuyers
Owner-occupied and Primary residence
HOMEBUYER EDUCATION REQUIRED
(Homebuyers who are currently employed or retired law enforcement officers, educators, firefighters, health care worker, COVID related essential workers, veterans, active-duty service men and women, their spouse or surviving spouses, and other first responders.)
WORKFORCE HOMEBUYER
Up to $15,000
Income Eligibility Requirements Apply
Downpayment, closing cost, and principal reduction assistance for eligible homebuyers
Owner-occupied and Primary residence
HOMEBUYER EDUCATION REQUIRED
First-time Homebuyers and Community Partners assistance are products of the Federal Home Loan Bank of Atlanta. Household income restrictions and other requirements apply. Please see Federal Home Loan Bank’s Affordable Housing Program Implementation Plan requirements.
HOMEOWNERSHIP DOWN PAYMENT ASSISTANCE PROGRAM
Up to $25,000
Individual or combined income not exceed 80% of Area Median Income
Downpayment, closing cost, and principal reduction assistance for eligible homebuyers
Maximum purchase price cannot exceed $335,000
Owner-occupied and Primary residence
HOMEBUYER EDUCATION REQUIRED
($20K assistance for first-time homebuyers, and $25K for first-time homebuyers who are professional or para-professional in health, public safety, education, Section 8 or public housing participants and veterans)